health
February 5, 2026
It's Medicare Advantage open enrollment: What to watch for, amid agency and insurer changes
Medicare Advantage open enrollment is available for enrollees from now through March 31. What experts say you should know about your options.
TL;DR
- The Medicare Advantage open enrollment period for 2026 is from now until March 31.
- CMS has proposed mostly flat payment rates for Medicare Advantage plans for 2026-2027.
- Insurers have warned that the proposed payment rates may lead to benefit cuts or plan closures.
- Over half of Medicare beneficiaries were enrolled in Medicare Advantage in 2025.
- Medicare Advantage plans are offered by private insurers and may include extra benefits not covered by original Medicare.
- While attractive for those with modest medical needs, Medicare Advantage plans can be costly for individuals with serious illnesses.
- Switching from Medicare Advantage to original Medicare may require passing an underwriting process for Medigap supplemental plans, which is difficult for those already sick, with exceptions in four states.
Continue reading the original article