economy

January 20, 2026

35-year-old brings in around $60,000 a year and lives rent-free by pet sitting full time—everything they own fits in 2 suitcases

Charly Stoever books a steady stream of pet sitting gigs to bring living costs to near-zero.

35-year-old brings in around $60,000 a year and lives rent-free by pet sitting full time—everything they own fits in 2 suitcases

TL;DR

  • Charly Stoever, a 35-year-old financial coach, lives a nomadic lifestyle, pet-sitting in exchange for accommodation.
  • This approach eliminates rent and housing costs, allowing Stoever to travel extensively and invest more in retirement.
  • Stoever founded Traveler Charly Money Coaching, offering financial guidance, particularly to LGBT, BIPOC, and first-generation individuals.
  • The coach works 40-50 hours a week, aiming to finish by 2 p.m. daily for self-care and personal activities.
  • Stoever's net worth is approximately $225,000, with significant investments and an emergency fund.
  • The goal is to reach a 'work optional' status, where income from investments covers expenses.
  • Stoever emphasizes the importance of health insurance after a personal experience with medical costs due to being uninsured.

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