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March 6, 2026

What are today's mortgage interest rates: March 6, 2026?

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What are today's mortgage interest rates: March 6, 2026?

TL;DR

  • The unemployment rate rose to 4.4% in February following a loss of 92,000 jobs.
  • This increase in unemployment could prompt the Federal Reserve to consider another interest rate cut.
  • Average 30-year mortgage rates on March 6, 2026, were 5.99%, up from recent weeks.
  • Average 15-year mortgage rates were 5.50% on the same date.
  • Average 30-year refinance rates were 6.55%, and 15-year refinance rates were 5.31%.
  • Consumers are advised to shop around for rates and consider locking one in, with the option to float down to a lower rate if available.
  • Refinancing closing costs, typically 2% or more of the loan amount, should be factored into decisions.

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