economy
March 3, 2026
What are today's mortgage interest rates: March 3, 2026?
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TL;DR
- Average 30-year mortgage rate is 5.87% as of March 3, 2026.
- Average 15-year mortgage rate is 5.37%.
- Average 30-year refinance rate is 6.44%.
- Average 15-year refinance rate is 5.50%.
- Qualified borrowers may find rates closer to 5%.
- Mortgage rates surged in 2023 due to inflation and Fed rate hikes but declined in 2024 and 2025.
- A Federal Reserve meeting later in March could impact current rate trends.
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