economy
March 2, 2026
As Iran strikes disrupt flights, why travel insurance may fall short
Travel insurance policies generally exclude coverage tied to military action, experts said. However, much depends on the fine print.
TL;DR
- Airlines have canceled thousands of flights due to U.S. and Israeli attacks on Iran.
- Standard travel insurance policies generally exclude coverage for disruptions related to acts of war and military action.
- Travelers may not be reimbursed for nonrefundable costs like flights, hotels, or tours.
- Some policies may cover travel delays or missed connections as a 'domino effect' of military action.
- Specific 'cancel for any reason' or 'interruption for any reason' coverage might offer some reimbursement.
- Airlines are offering flexible flight change options without fees or fare differences.
- Travelers are advised to contact their insurance providers and airlines for specific coverage and rebooking options.
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