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February 27, 2026
What are today's mortgage interest rates: February 27, 2026?
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TL;DR
- Average 30-year mortgage rate is 5.87% as of February 27, 2026.
- Average 15-year mortgage rate is 5.37% as of February 27, 2026.
- Average 30-year refinance rate is 6.47% as of February 27, 2026.
- Average 15-year refinance rate is 5.64% as of February 27, 2026.
- Best rates are available to borrowers with high credit scores and clean credit histories.
- Borrowers should shop around and compare quotes from multiple lenders.
- Refinancing closing costs typically range from 1% to 5% of the total loan.
- Homeowners should plan to stay in their homes long enough to recoup refinancing costs.
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