economy
March 12, 2026
What are today's mortgage interest rates: March 12, 2026?
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TL;DR
- Average 30-year mortgage purchase rate is 6.00% as of March 12, 2026.
- Average 15-year mortgage purchase rate is 5.50% as of March 12, 2026.
- Average 30-year mortgage refinance rate is 6.53% as of March 12, 2026.
- Average 15-year mortgage refinance rate is 5.60% as of March 12, 2026.
- Economic factors like unemployment and inflation are being monitored for their impact on Federal Reserve policy and mortgage rates.
- Borrowers are encouraged to shop around with multiple lenders to find the best rates and compare closing costs, which can save up to a full percentage point.
- Homeowners can also negotiate with their current lenders after securing better offers elsewhere.
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