economy
January 28, 2026
Trump wants lower borrowing costs—but a Fed rate cut may be months away
Borrowing costs are likely to stay higher for longer, with only gradual relief expected through 2026.

TL;DR
- The Federal Reserve is anticipated to announce no change to its benchmark interest rate.
- President Donald Trump has consistently urged the Fed to cut interest rates.
- Market expectations, tracked by CME FedWatch, indicate a high probability the Fed will maintain its current rate.
- Ongoing inflation, with measures above the Fed's 2% target, is a key reason for the expected hold.
- The resilience of the labor market and broader economy also contributes to the Fed's cautious stance.
- Tariffs are mentioned as a factor that can increase business costs and complicate economic planning.
- The Fed's dual mandate includes controlling inflation and supporting the job market.
- An ongoing Justice Department investigation involving the Federal Reserve and grand jury subpoenas adds complexity.
- Fed Chair Jerome Powell has warned that political pressure could undermine the central bank's independence.
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