economy
February 19, 2026
What are today's mortgage interest rates: February 19, 2026?
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms.
TL;DR
- Mortgage interest rates are lower compared to last year, with 30-year purchase rates at 5.87% and 15-year rates at 5.25% as of February 19, 2026.
- Refinance rates have also decreased, with 30-year loans averaging 6.33% and 15-year loans at 5.58%.
- Borrowers are encouraged to shop for rates from multiple lenders and consider fees and closing costs.
- Waiting for rates to fall further could be risky due to potential increases in competition and home prices.
Continue reading the original article