economy
April 30, 2026
What are today's mortgage interest rates: April 30, 2026?
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TL;DR
- Mortgage interest rates have risen following the Federal Reserve's decision to maintain its pause on interest rates for the third time this year.
- As of April 30, 2026, the average 30-year mortgage rate stands at 6.37%, and the 15-year mortgage rate is 5.75%.
- Average refinance rates are 6.79% for a 30-year term and 5.63% for a 15-year term.
- Borrowers should shop around for rates, as they may increase further due to economic concerns and the Fed's pause.
- Refinancing may be advantageous if the new rate is at least a full percentage point lower than the current rate, and homeowners plan to stay in the property long enough to recoup closing costs.
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