economy
March 5, 2026
What are today's mortgage interest rates: March 5, 2026?
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TL;DR
- Mortgage interest rates have improved over the past year.
- As of March 5, 2026, the average 30-year mortgage purchase rate is 5.87%, and the 15-year rate is 5.37%.
- Average refinance rates on March 5, 2026, are 6.49% for a 30-year term and 5.53% for a 15-year term.
- Borrowers need to actively shop around to find the best available rates and options.
- Locking in a rate can protect against future market changes and aid in budgeting.
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