What are today's mortgage interest rates: March 13, 2026?

March 13, 2026

TL;DR

In early 2026, mortgage interest rates declined to their lowest level since 2022, following Federal Reserve rate cuts at the end of 2024.
However, the Federal Reserve has paused rate cuts in 2026, leading to mortgage rates hovering around 6% for purchases and higher for refinances.
As of March 13, 2026, the average 30-year mortgage rate is 6.12%, and the 15-year rate is 5.75%.
Average refinance rates are 6.67% for a 30-year term and 5.73% for a 15-year term.
Borrowers are encouraged to shop around with different lenders, compare offers, and explore options like 20-year refinances or mortgage points to find a rate that fits their budget.

Continue reading the original article