economy
February 25, 2026
What's the mortgage interest rate forecast for March 2026?
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TL;DR
- Average mortgage rates may fall in March 2026 due to declining Treasury yields and improving economic/jobs data.
- 30-year fixed rates were below 6% as of February 25, 2026, for qualified borrowers, a significant drop from October 2023's high of 7.79%.
- The Federal Reserve's March 17-18 meeting is expected to result in no change to interest rates, but their commentary on the economy will be influential.
- Experts predict mortgage rates will range roughly between 5.9% and 6.3% in March 2026, with some possibility of dipping below 6% if inflation is low or employment growth is weak.
- Buyers are advised not to time the market, as unexpected events can disrupt projections, and locking in a rate or considering a floating rate might be beneficial.
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