economy
January 18, 2026
The minimum savings needed to retire at 65 in every U.S. state—it's over $2 million in Hawaii
The estimated savings needed to retire at 65 varies by nearly $1.5 million from state to state, driven largely by differences in housing costs.
TL;DR
- Retirement savings needs at age 65 vary by nearly $1.5 million across U.S. states.
- Housing costs are the primary driver of these differences in required savings.
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