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February 11, 2026
What are today's mortgage interest rates: February 11, 2026?
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TL;DR
- Average 30-year mortgage purchase rate is 5.87% as of February 11, 2026.
- Average 15-year mortgage purchase rate is 5.37%.
- Average 30-year mortgage refinance rate is 6.87%.
- Average 15-year mortgage refinance rate is 5.74%.
- Current rates are lower than in recent years and potentially stable due to limited Federal Reserve action.
- Buyers may find rates half a percentage point to a full percentage point lower by shopping online.
- Homeowners with rates over 7% might consider a 15-year refinance for a quicker payoff, despite potentially larger payments.
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