economy

January 17, 2026

3 costly mortgage mistakes to avoid in 2026

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3 costly mortgage mistakes to avoid in 2026

TL;DR

  • Home sales improved in late 2025, with mortgage rates under 6%, suggesting 2026 could be a good year for buyers.
  • Avoid not monitoring the market for timely opportunities, as rates change daily.
  • Do not assume the Federal Reserve is the only factor influencing mortgage rates; the 10-year Treasury yield and unemployment rate are also important.
  • Be aware that mortgage rate cuts can increase competition and potentially lead sellers to raise home prices.
  • Strategic planning and avoiding these mistakes can lead to homebuying success in 2026.

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