I study couples and money: If you and your partner make just one money move in 2026, do this
It "isn't in some fancy investing tactic, hot stock tip, or obscure cryptocurrency," says Douglas Boneparth, CFP, a financial advisor for more than 20 years.
TL;DR
- Active involvement of both partners in finances is crucial for couples.
- Leaving finances to one spouse creates vulnerability in case of illness, death, or divorce.
- Shared financial management allows for diverse perspectives and equal agency.
- Couples should schedule distraction-free times to review accounts, passwords, net worth, earnings, assets, debt, and goals.
- Regular 'money dates' (quarterly suggested) are important for ongoing financial connection.
- Approaching financial discussions should consider each partner's comfort level and learning style.
- External help from financial advisors or therapists can facilitate communication and provide tailored advice.
- Reconnecting financially can strengthen both wallets and relationships.