economy
January 2, 2026
Some ETFs compete on price
While exchange-traded funds with lower fees let you keep more investment gains, cost may not always be the most important factor to consider, experts say.

TL;DR
- ETFs offer lower costs, tax efficiency, and intraday tradability compared to mutual funds.
- The average expense ratio for passively managed ETFs is 0.14%, while for actively managed ETFs it's 0.44%.
- Costs eat into gains, significantly impacting long-term asset growth.
- Mixing ETFs from different providers can lead to over- or underweighting certain stocks and sectors, deviating from desired risk/return exposure.
- Investors are generally advised to stick with a single ETF provider to maintain consistent index tracking.
- Liquidity is important; look for narrow bid-ask spreads and high average daily trading volume.
- Actively managed ETFs may outperform passively managed ones, justifying a higher expense ratio, especially in volatile markets.
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