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What are today's mortgage interest rates: March 30, 2026?

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What are today's mortgage interest rates: March 30, 2026?

TL;DR

  • Mortgage interest rates increased by approximately half a percentage point on average in March.
  • Factors contributing to the rate increase include geopolitical tensions, overseas conflicts, a rise in unemployment, and stagnant inflation.
  • The average rate for a 30-year mortgage is 6.37% as of March 30, 2026.
  • The average rate for a 15-year mortgage is 5.75% as of March 30, 2026.
  • The average refinance rate for a 30-year mortgage is 6.92%.
  • The average refinance rate for a 15-year mortgage is 6.08%.
  • Borrowers may consider locking in current rates due to potential future increases.
  • Refinancing could be beneficial if current rates are significantly lower than existing ones.