economy
What are today's mortgage interest rates: March 19, 2026?
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TL;DR
- The Federal Reserve has kept its federal funds rate paused at 3.50%-3.75%, impacting mortgage rates.
- Average mortgage rates on March 19, 2026, are 6.12% for 30-year loans and 5.62% for 15-year loans.
- Average refinance rates are 6.77% for 30-year terms and 5.82% for 15-year terms.
- Borrowers are encouraged to shop around for the best rates and lenders, as rates can change daily.
- Acting now to lock in a low mortgage rate might be advisable before potential future increases.