Here's how much ACA premiums would have risen this year without tax subsidies

December 19, 2025 / 4:06 PM EST / CBS News

Here's how much ACA premiums would have risen this year without tax subsidies

TL;DR

  • ACA subsidies, which help millions afford health insurance, are set to expire on December 31.
  • Failure to extend these tax credits could lead to significant financial hardship for individual policyholders and increase overall healthcare costs.
  • Data suggests some states could see over 1,000% increases in average monthly premiums without the enhanced subsidies.
  • Around 22 million Americans rely on these ACA subsidies.
  • If subsidies expire, some individuals may qualify for smaller subsidies, while others could lose eligibility.
  • The Congressional Budget Office estimates that up to 4 million people might forgo health insurance altogether.
  • Hospitals may increase prices for everyone to cover the costs of uncompensated care for the uninsured.