economy

What to do if wage garnishment makes your bills unaffordable

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What to do if wage garnishment makes your bills unaffordable

TL;DR

  • Wage garnishment is becoming more common as creditors seek to collect on delinquent accounts.
  • Federal law caps garnishments, but state laws may offer additional protections.
  • Options to address wage garnishment include claiming exemptions, challenging the judgment, negotiating with creditors, debt management plans, and bankruptcy.
  • Acting quickly and seeking professional guidance can improve the chances of stopping or reducing garnishment.