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What are today's mortgage interest rates: April 6, 2026?
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TL;DR
- The average 30-year mortgage rate is 6.41% as of April 6, 2026.
- The average 15-year mortgage rate is 6.02% as of April 6, 2026.
- New tariffs and economic uncertainty are pushing mortgage rates higher.
- Buyers with strong credit profiles may secure rates below the average.
- Buying mortgage points upfront can lower the long-term rate.
- The average 30-year refinance rate is 6.84%, and the 15-year refinance rate is 5.84%.
- Refinancing could be beneficial for homeowners with rates above 7%, especially on a 15-year loan.
- Shopping around and comparing offers from multiple lenders is crucial for both buying and refinancing.