When Banks Take the First Cut of Every Payment: This Card Pauses It to 0% Until June 2028
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TL;DR
- Credit card interest can prevent principal balance reduction, even with on-time payments.
- A specific credit card offers a 0% introductory APR for 21 months on new purchases and balance transfers.
- This 0% APR period extends until June 2028 for accounts opened now.
- Qualifying balance transfers incur a 5% fee, but can eliminate significant annual interest costs.
- FinanceBuzz named this card the Best 0% Intro APR and Balance Transfer Card for 2026.
- Good to excellent credit (670+) is generally required for approval.