When health insurance costs more than the mortgage

TL;DR

Enhanced ACA subsidies, which helped millions cover marketplace premiums, expired on December 31.
Middle-income individuals are facing significantly increased monthly premiums and deductibles for health coverage.
Some individuals are opting for skimpier plans, rationing medications, or dropping coverage entirely.
Rising costs of living, including groceries and housing, are compounding the issue of unaffordable healthcare.
Most Republican lawmakers have not supported renewing the enhanced subsidies.
About 1.2 million fewer people have signed up for ACA plans this year.
Insurers anticipate healthier people dropping plans, leading to higher premiums in the future.

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