economy
What are today's mortgage interest rates: April 8, 2026?
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TL;DR
- In early 2026, average 30-year mortgage rates were below 6%, but surged in March.
- Uneven economic reports and geopolitical tensions drove March's rate increase.
- New unemployment data in April shows a declining rate, potentially improving market conditions.
- As of April 8, 2026, the average 30-year mortgage rate is 6.25%, and the 15-year rate is 5.75%.
- Average refinance rates on April 8, 2026, are 6.67% for 30-year and 5.67% for 15-year terms.
- Borrowers with strong credit histories are likely to secure the best rates.
- Rates are currently better than in April 2024 and 2025, making this spring a potentially good time to act.