A typical U.S. family needs annual income of $145,000 to thrive, study finds. About half fall short.

TL;DR

A U.S. family with children needs approximately $145,000 annually for economic security.
About 49% of Americans live below this financial threshold.
Economic security includes costs for food, clothing, housing, health care, child care, transportation, postsecondary education, student loan repayments, emergency savings, retirement savings, and personal care products.
Many Americans, even those with good-paying jobs, are struggling with rising prices and cannot afford basic necessities.
Single-parent households and renters are disproportionately affected, with about 90% of single-parent households and 80% of renters falling below the economic security line.
The research aligns with other analyses suggesting the actual poverty line is higher than the government's official figure.

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