economy
What happens if you don't pay a deceased person's credit card debt?
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms.
TL;DR
- A deceased person's credit card debt typically falls to their estate, not surviving relatives.
- Creditors file claims against the estate's assets during probate to settle debts.
- If the estate has insufficient assets, unsecured debts like credit card balances may be written off.
- Joint account holders, co-signers, or spouses in community property states might be responsible for the debt.
- Families should inventory assets and liabilities and may negotiate with creditors or seek professional advice.