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What are today's mortgage interest rates: April 9, 2026?
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TL;DR
- Average 30-year mortgage rate is 6.12% as of April 9, 2026.
- Average 15-year mortgage rate is 5.62% as of April 9, 2026.
- Average 30-year refinance rate is 6.66% as of April 9, 2026.
- Average 15-year refinance rate is 5.68% as of April 9, 2026.
- Shopping around for mortgage rates can lead to savings.
- Market conditions, geopolitical tensions, and economic developments affect mortgage rates.
- Consider 20-year mortgage options for a balance of rate and payoff time.
- Calculate potential savings and closing costs before refinancing.
- Understand your timeline to ensure refinancing is beneficial before selling.