economy
I was in shock that I’d managed to buy my first home
Grace Başçi has always tried to follow in her mother’s footsteps when it comes to financial discipline – getting the keys to her own house has been her biggest reward

TL;DR
- Grace Başçi achieved homeownership at age 31, buying a two-bedroom house in Halesowen.
- High housing costs near Birmingham and a single income made saving for a down payment challenging.
- Başçi moved into her mother's converted garage rent-free to save money effectively.
- After a year of saving, she purchased a house, feeling shocked and like a 'grownup'.
- Home insurance provided reassurance and helped manage the anxiety of her first major financial commitment.