How much interest can $200,000 earn over the next year? 4 savings account options to know

TL;DR

Depositing $200,000 into a traditional savings account at 0.38% yields $760 annually.
A money market account at 4.00% could earn $8,000, and a high-yield savings account at 4.10% could earn $8,200.
A 1-year CD account at 4.40% offers the highest potential return at $8,800.
Variable rate accounts may increase if the Federal Reserve raises interest rates.
CDs offer fixed rates, but early withdrawals incur costly fees, especially on large deposits.
Keeping funds in traditional savings accounts with low interest rates is not maximizing financial potential.

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