economy
What are today's mortgage interest rates: April 28, 2026?
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms.
TL;DR
- Average 30-year mortgage rate is 6.12% as of April 28, 2026.
- Average 15-year mortgage rate is 5.62% as of April 28, 2026.
- Average 30-year refinance rate is 6.45%.
- Average 15-year refinance rate is 5.60%.
- Rates have improved compared to March and previous years.
- Borrowers should shop around for the best rates and terms from multiple lenders.
- Consider different mortgage terms like 20-year options for refinancing.
- Shopping around is especially important in the current interest rate environment.