They're uninsured after Obamacare became too costly. And they're far from alone.

TL;DR

Ross and Rebecca Tobiassen canceled their ACA health insurance due to a significant increase in their monthly premium, from $130 to over $550.
The expiration of enhanced tax credits, established by the American Rescue Plan Act, is a primary driver for increased costs and people dropping coverage.
North Carolina has seen a 22% decrease in individual ACA signups for 2026, the largest drop nationwide.
Experts predict a potential drop in ACA enrollment from over 22 million to as low as 16.5 million in 2026.
The departure of healthier individuals from the insurance market may lead to higher premiums for those who remain, a phenomenon termed a 'death spiral'.
Many who have dropped coverage are now opting to go without insurance, facing risks of significant medical bills, relying on savings, credit cards, or family.

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