economy
What are today's mortgage interest rates: April 24, 2026?
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TL;DR
- The average 30-year mortgage rate is 6.13% as of April 24, 2026.
- The average 15-year mortgage rate is 5.63% as of April 24, 2026.
- Average refinance rates are 6.53% for 30-year and 5.64% for 15-year mortgages.
- Rates have fallen over the past few weeks, influenced by cooling Treasury yields and thawing trade tensions.
- The decision to buy or refinance depends on individual financial factors and careful calculation of break-even points for refinancing.
- Future rate movements are subject to trade negotiations and Federal Reserve policy shifts.