economy
What are today's mortgage interest rates: April 13, 2026?
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms.
TL;DR
- The 30-year mortgage rate has dropped to its lowest point in recent weeks.
- Bond market rallies, influenced by trade war expectations, have lowered yields and eased mortgage rates.
- As of April 13, 2026, the average 30-year mortgage rate is 6.30% and the 15-year rate is 5.92%.
- The average 30-year refinance rate is 6.62% and the 15-year refinance rate is 5.91%.
- Homeowners with rates above 7% may find current refinance rates attractive.
- The article advises comparing lenders and locking in a rate, rather than trying to time the unpredictable market.